VittovaYour first salary. Your first financial system.
Rent, EMIs, subscriptions, weekends, and the pressure to start investing. Vittova turns your spending, budget and upcoming commitments into simple money decisions.
A simple system for every month
Monthly budget
One number for the month, with a savings target set aside before you spend.
Recurring bills
Rent, phone, subscriptions: Vittova keeps what's still due this month out of your spending money.
Safe-to-Spend
What you can spend per day for the rest of the month, after bills and savings.
Can I afford this?
Check a purchase against your month: Comfortable, Wait or Too tight, with a safer date.
Safe-to-Invest
What this month doesn't need after spending, bills and savings: a cash-flow figure, not a product pick.
SIP stress test
Check whether a monthly SIP amount fits a typical month before you commit to it.
Find the money leaking out
With Vittova Pro, the subscription leak audit finds recurring payments and what they cost a year, spots price rises, and reminds you the day before an expected debit. Pro isn't on sale yet; planned prices are shown on the homepage.
How it works
- Track. Add expenses, scan receipts, import a bank statement PDF, or let Vittova add payments from supported UPI apps automatically.
- Understand. See your month's shape: pace, bills still due and what's left.
- Decide. Spend, wait or set aside, based on your own numbers.
General financial education, not investment advice. Vittova does not recommend any security, fund, broker or platform and is not a SEBI-registered investment adviser. Projections are estimates, not guarantees.